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Welcome to the website (“site”) of ABN AMRO Bank (Luxembourg) S.A.. The site contains information about the services and products that we offer to private customers. The terms of this Disclaimer apply to ABN AMRO Bank (Luxembourg) S.A.’s site www.abnamroprivatebanking.com. By accessing this site and / or using the information provided on or via this site, you agree to be bound by this disclaimer.


Regulatory Status Disclosure

The contents of this site are authorised for issue by ABN AMRO Bank (Luxembourg) S.A., a credit institution, having its registered office at 46, avenue J.F.Kennedy L-1855 Luxembourg, supervised by the Commission de Surveillance du Secteur Financier, Luxembourg (the “CSSF”). The information appearing on this web site is made available in accordance with the requirements set forth by the CSSF.


Please note that some of the products and services described on this site may not be regulated activities in the Grand Duchy of Luxembourg. As such, protections afforded by the Luxembourg regulatory system will generally not be available.



Use of this web site

ABN AMRO Bank (Luxembourg) S.A., or the relevant owner, retains all right (including copyrights, trademarks, patents, as well as any other intellectual property right) in relation to all information provided on or via this site (including all text, graphics and logos), except as otherwise indicated. The material is freely useable for browsing purposes only. You may download or print a hard copy of individual pages and / or sections of the site provided that it is for your own personal use, and neither the copyright notices nor the legally protected marks are removed. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, use or create a link to the whole or part of the site for public or commercial purposes without the prior written consent of ABN AMRO Bank (Luxembourg) S.A.

ABN AMRO Bank (Luxembourg) S.A. controls and maintains this site from Luxembourg. The information on this site is not directed at or intended for publication or distribution to any person in the United States of America or any jurisdiction where doing so would result in contravention of any applicable laws or regulations. In particular, certain products mentioned herein can only be marketed in certain jurisdictions, or marketed in some other jurisdiction only in accordance with applicable selling restrictions. It is your responsibility to ensure that the use of information and the subsequent making of any investment do not contravene any such restrictions or applicable laws and regulations of any jurisdiction.

ABN AMRO Bank (Luxembourg) S.A. does not represent or warrant that this site functions without error or interruption. Use of this site, the nature of which may hinder the use of other Internet users, or that can endanger or jeopardise the functioning of this site and / or effect the information provided on or via this site or the underlying software, is not permitted.

In the event of any conflict between the terms and conditions of specific products and services and this Disclaimer, the conditions specific to such products and services shall prevail.


Communication Online

Messages that you send to ABN AMRO Bank (Luxembourg) S.A. by email may not be secure. ABN AMRO Bank (Luxembourg) S.A. recommends that you do not send any confidential information to ABN AMRO Bank (Luxembourg) S.A.by email. If you choose to send any messages to ABN AMRO Bank (Luxembourg) S.A.via email, you accept the risk that they may be intercepted, misused or modified by a third party. Furthermore, and if such even occurs you agree to release ABN AMRO Bank (Luxembourg) S.A. from its banking secrecy obligations.



Exclusion of liability

Although it is intended that this site should provide accurate and timely information which has been obtained from sources that are considered reliable, its content may not be accurate, complete or current and might contain technical inaccuracies or typographical errors. Neither ABN AMRO Bank (Luxembourg) S.A. nor any other ABN AMRO Group Company, nor any of its agents or sub-contractors, shall be liable under any circumstances for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits (even if ABN AMRO is advised of the possibility thereof) arising in any way from, including but not limited to:

• Any defects, viruses and any other malfunctions caused to any equipment and other software in connection with access or use of this site,
• The information provided on or via this site,
• The interception modification or misuse of information transmitted to ABN AMRO or transmitted to you,
• The misuse of this site,
• The functioning or non-availability of this site,
• The loss of data,
• Downloading or use of any software made available by this site, or
• Claims of third parties in connection with the use of this site.

The exclusion of liability is also made for the benefit of directors and employees of ABN AMRO Bank (Luxembourg) S.A..

For the avoidance of doubt, the foregoing does not exclude any liability that may arise on the part of ABN AMRO Bank (Luxembourg) S.A.or any other person under or pursuant to the CSSF Circular 2000/15.

Nothing contained on this site constitutes investment, legal, tax or other advice, nor is it to be relied on in an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision. Applications to invest in any product referred to on this site must be only on the basis of the documentation relating to the specific investment.



Linked websites When you access certain links on the site, you may leave the site and access other websites. The use of such links is entirely at your own risk. ABN AMRO Bank (Luxembourg) S.A. has not reviewed any of these websites and has not verified the truth, accuracy, reasonability, reliability or availability of these sites. ABN AMRO Bank (Luxembourg) S.A.does not endorse or accept any responsibility or liability for the content, use or availability of such websites. It is your responsibility to ensure that you meet the criteria required to access such websites.



Past Performance and Other Disclosures

• Past performance is not a guide to future performance
• The value of investment and any income from them may go down as well as up. You may not get back all of your original investment.  Income from investments may go down as well as up and is not guaranteed.
• Rates of foreign exchange may cause the value of investment or underlying investments to go up or down.
• Funds that invest in emerging markets, derivatives or hedge funds are exposed to a high degree of risk and investors should regard any investment as a long-term investment.
• All stock market based investment is exposed to a degree of risk.
• The level bases of, and relieves from, taxation may change and may also vary according to individual circumstances.
• For your protection, telephone calls are usually recorded.
• As a result of money laundering and other regulations, additional documentation for identification purposes may be required when you make your investment.

Applicable Law

This site and its Disclaimer shall be governed by and construed in accordance with the laws of the Grand Duchy of Luxembourg. All disputes arising out of or in connection with this Disclaimer shall be submitted to the exclusive jurisdiction of the courts of Luxembourg city.

In the event of a discrepancy or difference in interpretation between various language versions of this Disclaimer, the English language version shall prevail.



Material Interests
ABN AMRO Bank (Luxembourg) S.A., or any ABN AMRO Group company, and / or any of its directors, officers and employees may have or have had interests or positions or traded or acted as market makers in securities mentioned on this site. Furthermore, such entities or persons may have or have had a relationship with or may provide or have provided corporate finance or other service or have served as directors of such companies.

Any research found on these pages has been procured and may have been acted on by ABN AMRO Bank (Luxembourg) S.A. or any other ABN AMRO Group company for its own purposes.



Amendments

ABN AMRO reserves the right to vary and make changes to the services, information, content and/or data contained in or provided on or via this website, including the terms of this Disclaimer, at any time and without notice to you. It is recommended that you review the information provided on or via this website, including the terms of this Disclaimer, periodically for changes.