Frequently Asked Questions
Who can avail of the ABN AMRO Private Banking Services?
answerPrivate Banking Services can be availed of by Resident individuals, NRIs as well as non-individuals such as Corporate, Trust, and NGOs with surplus Funds seeking quality wealth management solutions under one roof.
How does Private Banking Work?
answerEach individual client is assigned a Private Banker, who serves as a single point of contact through which you can meet all your banking and investment needs. Your Private Banker will discuss your unique financial circumstances with you and tailor solutions to meet your objectives. Your Private Banker also serves as your link to our Investment Advisory Services, which allow you to take full advantage of investment opportunities that arise in today’s dynamic and increasingly complex investment environment.
How do the Investment Advisory Services Function?
answerThe most important part of our investment advisory process is the allocation of your assets. It is the critical factor affecting the potential return on your investments. ABN AMRO Private Banking will help identify your investment profile, which fully reflects your specific needs, expectations and your attitude towards risk and expected return, and then design a customised portfolio in accordance with this information.
To fulfill our objective of maximising the return on your capital, we have assembled a team of dedicated professionals, each with over 10 years of experience in studying stocks and building portfolios. They use a wide array of in-depth research available in-house and from external specialists to ensure that you are kept fully informed about new investment opportunities and emerging trends in the market.
To fulfill our objective of maximising the return on your capital, we have assembled a team of dedicated professionals, each with over 10 years of experience in studying stocks and building portfolios. They use a wide array of in-depth research available in-house and from external specialists to ensure that you are kept fully informed about new investment opportunities and emerging trends in the market.
How do I monitor my investments?
answerThe team remains fully accountable for portfolio performance and in ensuring that portfolio composition stays consistent with the mandate provided to us. At the time of commencing the relationship we typically articulate levels of expected returns from the portfolio based on this mandate, and suitable performance benchmarks are mutually agreed upon.
Your needs change with changing circumstances. That is why your Private Banker will monitor your investments on an ongoing basis and report regularly to you about their performance, which allows for fine-tuning of your financial strategy to your changing requirements.
Your needs change with changing circumstances. That is why your Private Banker will monitor your investments on an ongoing basis and report regularly to you about their performance, which allows for fine-tuning of your financial strategy to your changing requirements.
Why is Asset Allocation Important?
answerAsset classes tend to be influenced differently by macro economic events such as recessions or changes in inflation, and do not move in tandem. This, in turn, implies that diversifying across asset classes will yield better trade offs between risk and return than investing in any one risk class.
Your Private Banker ensures that a diversified portfolio of securities is developed in consultation with you.These securities carefully selected so that they integrate into your overall financial plan and reflect the risk with which you are comfortable.The securities could be from an array of asset classes -equities, debt, art or real estate.
Your Private Banker ensures that a diversified portfolio of securities is developed in consultation with you.These securities carefully selected so that they integrate into your overall financial plan and reflect the risk with which you are comfortable.The securities could be from an array of asset classes -equities, debt, art or real estate.
What is the difference between Private Banking and a Portfolio Management Service (PMS)?
answerUnlike PMS services, we do not manage your funds on a discretionary basis.We offer investment advisory service along with internal capabilities of executing transactions coupled with administering your portfolio on non-discretionary basis, meaning that the final decision on where your money is going rests with you, ensuring that rather than having a choice between a few generic model portfolios, your portfolio is perfectly tailored to your unique financial requirements.
Why should I invest in India now?
answerIndia appears extremely well-placed today as an investment destination of choice for both foreign direct investors and foreign portfolio investors.Economic governance in the country has been consistently reform-oriented over the last few years.There has been a ratcheting up of the trend rate of economic growth.Inflation has been by and large stable.Monetary policy has been flexible and conducive for growth.We believe that the economy's growth momentum is likely to be sustained on the back of robust consumer demand and the continued buoyancy in investment spend.The currency has been strong and the country's forex reserves comfortable.
India's attractiveness also derives strength from a high savings rate and some very healthy demographic dynamics.The country is witnessing a virtuous trend of an increasing share of the working age population and therefore increasing overall incomes.This may be contrasted with the problems of an aging population that many economies face today.These have been factors among others providing comfort to international investment managers investing in the Indian markets - there are several of them who have either added India to their portfolios of late or have significantly enhanced exposure to their existing Indian equity portfolios.The list of investors investing in India today includes large global firms that invest in markets with a genuinely longer term perspective.
India's attractiveness also derives strength from a high savings rate and some very healthy demographic dynamics.The country is witnessing a virtuous trend of an increasing share of the working age population and therefore increasing overall incomes.This may be contrasted with the problems of an aging population that many economies face today.These have been factors among others providing comfort to international investment managers investing in the Indian markets - there are several of them who have either added India to their portfolios of late or have significantly enhanced exposure to their existing Indian equity portfolios.The list of investors investing in India today includes large global firms that invest in markets with a genuinely longer term perspective.
What do you mean by custodial services?
answerWe are custodians to some of the most prominent institutional investors demanding high quality services.Your portfolio will receive same level of attention.We will hold, verify and administer securities.We will track all corporate benefits and do follow up actions on your behalf.We will be operating on the basis of a Power of attorney leaving you with only responsibility of making decisions.We will handle execution of your instructions, post execution settlement and all the administration responsibilities including regulatory reporting requirements.
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